The Mortgage Application Process

From filling in the paperwork, to signing on the dotted line.

There are various steps that will have to happen before you will be approved for a mortgage loan for a home purchase:

  • Choosing a potential lender
  • A pre-approval process if you want to know how much money you will have to shop with
  • Meeting and information download
  • A Debt Service Ratios analysis
  • A property analysis if you have identified the home of your dreams
  • Completing the Application
  • Negotiation and commitment
  • Closing process liaison
  • Mortgage administration